Credit Co-operative Society/Bank

Our Credit Co-operative Society Banking Solution is designed to automate, secure, and scale every aspect of your operations. Built for societies of all sizes, it ensures compliance, improves efficiency, and empowers both your team and your members.

A powerful, cloud-ready platform that manages the complete lifecycle of your co-operative banking operations—from member onboarding to loan recovery—with built-in tools for transparency, security, and growth.

Features

Digital member registration with document upload.
Auto KYC verification and approval workflows.
Unique member ID generation and profile management.
Multiple savings schemes: recurring, fixed, and daily deposits.
Auto interest calculation and maturity tracking.
Passbook and digital statements for members.
SMS/email alerts for transactions and renewals.
Flexible loan modules: personal, business, gold, group loans.
Configurable interest rates, tenures, and repayment schedules.
EMI calculation, auto-deduction, and overdue tracking.
Double-entry accounting system with real-time ledger updates.
Trial balance, P&L, and balance sheet generation.
Daily cash book and bank reconciliation.